Leave School
- Study at University or College
Clarity in a changing world, security in uncertain times - we’re here for you whenever you need us.
In a partnership for life, we’ll give you the peace of mind knowing that we will be there for you every step of the way, looking after your financial journey together. So you’ll be empowered to do whatever you want, when you want - from buying a new home or planning a dream holiday, to paying school fees or retiring early.
We’ll do this by understanding the unique results you want, when you want them and how you want to get there. We’ll then aim to grow your investments in a simple and effective way to work towards achieving those goals.
Leave School
Start Career
Take accountancy advice
Companionship
Buy first home
Growing your family
Protect what's important
Grow your wealth
Buy a second property to rent out
Get a promotion
Review company share schemes and benefits
Help the generations
Work overseas
Achieve financial independence
Enjoy retirement or work on your own terms
Go travelling
First grandchild
You will find our approach to a working partnership refreshingly different.
It all starts with an informal but highly detailed review, at which point your personal adviser will examine every aspect of your current financial situation, and where it likely to get you in its current form, as well as bringing your medium and long-term objectives into focus. Everyone is different, so this review closely reflects your individual circumstances and forms the basis of a financial strategy that’s tailored to achieve your aspirations.
However, putting a robust, detailed plan in place is only half the story. Life evolves and circumstances change, so ongoing, proactive advice and financial guidance is essential every step of the way. Whenever we think your plans need adjustment or realignment, we will work together to do so and will advise you accordingly.
It isn’t easy to put a value on peace of mind, but our partnership with you will change the way you feel about your finances, allowing you to own your financial journey in life.
Our expertise extends across every aspect of the financial spectrum:
Pensions and discretionary fund management
Bonds, enterprise investment, ventrure capital and ISAs
Medical insurance, income protection, life insurance and critical illness cover
Home buying, property investment, intergenerational mortgages
Wills, trusts, gifting and inheritance tax
Pensions, annuities and legacy planning
Tax efficiency, tax returns, inheritance tax, tax planning, entrepreneurs relief, SEIS & EIS
Offering a tailored advisory service to help you ensure your philanthropy is effective and rewarding
Your home may be repossessed if you do not keep up repayments on your mortgage.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
The levels and bases of taxation and reliefs from taxation can change at any time. Tax relief is dependent on individual circumstances.
Please note that VCTs/ EISs are illiquid investments, subject to future and retrospective tax changes and as such are suitable only for experienced, sophisticated or high net worth investors who accept that they may get back significantly less than the original investment.
Advice relating to a Will involves the referral to a service that is separate and distinct to those offered by Morrinson and St. James’s Place.
Please note that tax advice, Trusts and Wills are not regulated by the Financial Conduct Authority.